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Why You Need Travel Insurance

Many travel products are non-refundable: the best airline and cruise deals usually come with few options if you can't actually make the trip. Last week, the airline joyfully booked your flight. This week, it declared bankruptcy. Last month, you reserved space on a cruise to the Caribbean. A few weeks later, a close loved one became critically ill.

Travel insurance was made to protect your travel investment in such situations.

Luggage/Personal
Possession Loss
You've heard it before, but it bears repeating: leave your valuables at home! But sometimes, an expensive camera or formal suit needed on the trip becomes lost or stolen. Your homeowner's policy may cover only a small portion of the total loss.
Common Carrier
Bankruptcy Protection
What if your airline ceases operations? Many airlines will try to find space available, but what happens if they can't meet your needs and the original airline cannot refund the cost of your tickets?
Terrorist Incidents
Since 2001, Terrorist Incidents that disrupt travel plans have become a reality. If your planned holiday is affected by an unforeseen Terrorist Incident, the Advantage Series plans are there to help minimize the financial loss that you may occur.
Medical/Dental Coverage
Does your health insurance cover you in another country or continent? Some plans only offer limited coverage that could leave you liable for a big portion of the bill. Along with medical and dental benefits, the Advantage Series plans also provide coverage for medical transportation to a hospital of your choice in your home city or to your home.
Trip Interruption/Cancellation
Unforeseen events beyond your control can influence your travel plans. Do you want to protect your prepaid trip costs if you must cancel or interrupt your trip?
Rental Vehicle Coverage
Local rental contracts may have very high costs to cover collision or other damage to the rental vehicle. Rental Car Damage Coverage may be purchased to protect you from this damage liability.
Non-Medical Emergency Evacuation
Natural disasters sometimes occur….or perhaps a political situation heats up, how do you get out of harms way? With our Non-Medical Emergency Evacuation benefit, we will get you to the nearest place of safety or home if a formal recommendation from the appropriate local authorities or the U.S. State Department issues a formal recommendation for you to leave the country you are visiting. Whether it’s a natural disaster; civil, military or political unrest; or your being expelled or declared a persona non-grata.

Get a Quote

Obtain a quote for the three Advantage Series travel insurance plans. It takes only a few moments.

Questions and Answers

See answers to common travel insurance questions.

Claim Information

We handle claims with our utmost concern for you and your situation. Our claims examiners undergo extensive training and are committed to providing fast, fair and friendly service.

Enroll Online

Purchase your travel insurance online now, it’s quick and easy to do so. If you have any questions or you would like to purchase by phone, please contact us at (800) 423-3632.


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